Most cards quietly cost you 2-3% every time you spend abroad. The fee is rarely shown on the receipt. It hides inside an FX rate that you have no way to verify in the moment.
We rebuilt the Avin card around a different assumption: the steward should always know the true rate, and the card should never be the thing that erodes their position.
How it actually works
Every Avin card transaction settles at the live mid-market rate. The conversion fee, if any, is shown as a separate line on the same notification — never blended into the rate itself.
"If you can't see the fee, you're paying it."
Spending from any wallet
The card draws from whichever wallet you choose — USD, EUR, AED, gold, or BTC. You can switch the source wallet between transactions, and the card will reflect it on the next tap.
Spending from gold doesn't sell your gold. It draws against it as collateral, with the position closed automatically when you top up the linked fiat wallet. Your long-term position stays intact.
