A card with the weight of intention.
Metal in your pocket, virtual siblings in your phone. Spend in any currency at mid-market rates. Freeze, restrict, and reveal — all with your fingerprint.


A card for every chapter.

Steward
- Mid-market FX
- Virtual cards
- Apple/Google Pay

Heritage
- Airport lounges
- 1% bronze cashback
- Concierge

Patrimony
- Private banker
- Vault access
- Event invitations
Every swipe, categorised — quietly.
Avin learns merchants in your country and currency, so your statement reads like a story, not a riddle.
No advertising profile, no third-party sale. Insight stays between you and your steward.
November · $6,570
The card listens to you.
Any currency, mid-market
Pay in 150+ currencies at the live interbank rate. No conversion surprises.
Freeze in one tap
Lost card? Toggle from the app. Unfreeze when it turns up.
Contactless + mobile
Apple Pay, Google Pay, Garmin, and tap-to-pay everywhere they're accepted.
Per-merchant locks
Restrict spend by merchant, geography, or time window.
Reveal on demand
Hide card numbers by default — reveal for one-time use with biometrics.
Single-use virtuals
Generate disposable card numbers for the merchant you don't quite trust.