Real accounts. Wherever you live.
One Avin identity — three jurisdictions. Genuine US routing numbers, European IBANs, and Emirati accounts, opened from your phone and governed by the regulators that matter.
3
Jurisdictions
0
Spread on sweeps
60s
To verify
United States
Routing • 026 073 150
European Union
DE89 3704 0044 0532 0130 00
United Arab Emirates
AE07 0331 2345 6789 0123 456
From verification to first sweep — in minutes.
Verify once
One identity check, biometric-bound.
Choose region
Pick US, EU, or UAE — add more later.
Account opens
Issued by a locally licensed partner bank.
Move at mid-market
Sweep between accounts instantly.
A quick comparison across regions.
| Feature | 🇺🇸 US | 🇪🇺 EU | 🇦🇪 UAE |
|---|---|---|---|
| Local IBAN / account # | ✓ ACH + Wires | ✓ SEPA Instant | ✓ AED rails |
| Direct deposit / payroll | ✓ | ✓ | ✓ |
| Deposit insurance | FDIC eligible | DGS up to €100k | CBUAE supervised |
| Bill payments | ✓ | ✓ | ✓ |
| Residency required | No | No | No |
The accounts, in detail.
Local payroll & rent
Receive salary and pay bills natively in each region.
Inter-account sweeps
Mid-market rates, no spread games, instant settlement.
Insured where eligible
FDIC and EU DGS coverage up to local limits.
Multi Currency accounts
Hold, send, and receive in multiple currencies from a single account.
Always-on dashboard
Every balance, every rail, in one calm view.
Biometric authority
Approvals signed on a device only you carry.